Privacy Policy

Trigger leads

When you ask to have your credit pulled by a mortgage company of your choice, the credit bureaus may then sell your name and personal information, including your phone number, to as many mortgage companies as will pay for it. You may then be inundated with phone calls and mail from companies who have invaded your privacy.

Mortgage companies that treat your private information this way call the practice “trigger leads.” With this practice you cannot be sure who your information is sold to or for what purpose. To protect yourself from the credit bureaus selling your personal information, visit www.optoutprescreen.com, which lets you withdraw your name and personal information from the lists the credit bureaus sell.

Information we collect

The following describes how Libra Enterprises, LLC dba Construction Financial Solutions collects and shares information. We may use the information we collect to communicate with you about new products and services, or to fulfill a request from you for information. We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates, or others; and
Information we receive from a consumer reporting agency.

How we share it

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We may share all the information we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish us to share this information with our affiliates, you may contact us.

We may disclose the following information to companies that perform marketing services on our behalf, or to other financial institutions with which we have joint marketing agreements:

Information we receive from you on applications or other forms, such as your name, address, Social Security number, assets, and income;
Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions; and
Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

How we protect it

We restrict access to nonpublic personal information about you to those employees who need to know it to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We may also use the information you provide for market research, development of prospect lists, and project planning. To improve our services, we may collect and analyze aggregate information about our customers that does not reveal their individual identities or preferences.

Other websites

This website includes links to other websites, which may have different privacy policies. If you follow a link to another website, you may want to review its privacy statement, as CFS is not responsible for the privacy statements of other websites.

Finally, we never sell, use, or share the personally identifiable information you provide to us online in ways unrelated to those described above without also giving you an opportunity to opt out or otherwise prohibit such unrelated uses.

Questions