About · Texas construction loans
Lending regulations
Construction Financial Solutions is licensed by the Texas Department of Savings and Mortgage Lending, NMLS #1771431. These agencies and resources can help you understand your rights as a borrower.
SectionAbout
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LenderConstruction Financial Solutions
NMLS1771431
ServingAll of Texas
- AML notice
- To help the government fight the funding of terrorism and money laundering activities, federal law requires us to obtain, verify, and record information that identifies each person who engages in financial services with this establishment. We will ask for your name, address and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
- Consumer Financial Protection Bureau (CFPB)
- The CFPB is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.
- Federal Reserve Board consumer information
- The Federal Reserve Board maintains consumer information, including a section on home mortgages that covers topics such as finding the best mortgage and understanding ARMs.
- Fannie Mae
- Fannie Mae is a government-sponsored enterprise chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets.
- Fannie Mae HomePath
- HomePath’s home buying guide offers valuable information about buying a home, along with information for homeowners.
- Homebuyer education by Freddie Mac
- Freddie Mac is chartered by Congress to increase the supply of funds that mortgage lenders can make available to home buyers and multifamily investors. Its site offers a step-by-step tutorial on the home buying decision and the mortgage application process.
- National Association of Mortgage Professionals (NAMB)
- NAMB promotes professionalism and ethical standards for its members, requires them to follow a code of ethics, and offers professional education and certification programs.
- Texas Department of Savings and Mortgage Lending
- The department is a Texas state agency under the oversight of the Finance Commission of Texas. It charters, regulates and supervises the state’s thrift industry, and licenses, registers and regulates the state’s mortgage industry, which together cover the vast majority of residential mortgage lending in Texas.
- U.S. Department of Housing and Urban Development (HUD)
- HUD provides extensive information about buying a home, including affordability, borrower rights, tips for shopping for a loan, and FHA and other special programs.
- Your Home Loan Toolkit (CFPB)
- The CFPB’s step-by-step guide for home buyers, which lenders are required to provide.
- NMLS Consumer Access
- Look up Construction Financial Solutions’ license record, NMLS #1771431.